Over the years I have been thankful for the opportunity to assist many families in downsizing or adjusting property styles either for themselves or their parents. This move, the move away from a long term family home, can be due to a wish to live a more maintenance free lifestyle, a move to a move accessible home style or layout and often a financial decision as part of retirement planning. The process of downsizing in furniture, belongings and accepting change can take some time.
As folks review options it is also worth a strong look at what can be done for families in their current home as they prepare for a move. Whether adjusting design or assisting with short term financial needs, there are support services out there.
Financial assistance options:
Calgary Property Tax Assistance Program – Structured to assist residential property owner experiencing financial hardship, regardless of age.
Alberta Housing Senior Property Tax Deferral – To assist with property tax deferral until a home is sold.
Chip Home Reverse Mortgage Options – See your local and trusted mortgage broker. Contact me if you need some local contacts.
Other Provincial Assistance Programs – These include the senior financial benefit for low-income seniors, dental and optical assistance program and special needs assistance.
Home maintenance and adaption assistance:
Senior Services Home Maintenance – Funded by the City of Calgary. Seniors Services Home Maintenance helps low income seniors to live safely and securely in their own homes. The program provides these clients with basic yard care, snow removal, house cleaning, interior & exterior painting and minor repairs.
Senior Home Adaption and Repair Program – Funded by the Province. The Seniors Home Adaptation and Repair Program (SHARP) provides low-interest home equity loans to help seniors finance necessary repairs, adaptations and renovations to their homes. The loans are repaid when you move or sell your home with no monthly payments prior.
Should you know of other resources to add to the list please contact me.
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