Contacting your Lawyer

Once you have a firm Purchase Contract, it is time to contact your lawyer if you haven't already done so. Sometimes for more complex purchases you may have contacted them earlier to get advice.
If you are separated but not yet divorced or if you are not a resident of Canada it is important to speak to a lawyer prior to entering into a Purchase Contract.
Your lawyer will need to meet with you in person a week or two prior to Possession Day. He or she will go over the final documents related to your purchase and your mortgage. They will provide you a list of what you need to bring and any additional requirements prior to your meeting. This may include confirmation of home insurance for the property.
If you will be outside of Alberta prior to Possession Day then you need to make specific arrangements to get the documents signed. An option is for a Calgary lawyer to prepare the documents that are then presented and reviewed by a lawyer at your location. If this is an option you are considering you need to give all folks ample notice as couriers add days to the time required to complete you purchase.
If you are married, but are separated and do not yet have final divorce papers it is important to speak to your lawyer asap.

Possession Day

On the Completion Day/Possession Day you finally get keys and access to your new home. As per the contract, possession is usually at or about noon. Please do not have your moving truck ready to unload at noon as sometimes there are last minute delays.
It is best for Possession Day to be a working business day so that all folks are available.
Once you receive the keys, do a walkthrough of the property to ensure all is as expected.
Congratulations! You are now a homeowner!