Heartland Prestwick II. This warm family home with a south facing backyard, huge two tiered deck, finished basement and detached double garage (22 x 22 exterior) has it all. Open concept main floor with three sided fireplace, sunny, bright kitchen and dining area with spacious kitchen island. Cabinets line the entire back wall of this well planned kitchen. The upstairs includes 3 good sized bedrooms with a main full bath and a full en-suite bath. The basement rec room/family room has a built-in murphy bed and would be ideal for visitors or an older child so it could be considered a 4th bedroom. The backyard includes a two tiered deck surrounded by flower boxes as well as a finished detached garage off the back lane complete with power and space for a workshop. This well cared, original owner home is freshly painted and presents an excellent opportunity for you to be part of the wonderful community of Tuscany.
 
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The signs have been up for a while and the date is soon approaching. April 10 is the official closure date for Rocky Ridge Road to Crowchild Trail.
 
The closure is due to the design requirements of the Stoney Trail / Crowchild Trail interchange project as well as the LRT expansion to Tuscany / Rocky Ridge / Royal Oak.
 
For more information regarding the project history and other associated traffic changes with this closure please visit the City of Calgary site regarding this project.
 
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As you may have heard, there were a few more CMHC changes this week in respect to the mortgage qualifying.  These changes are effective April 19th.

All borrowers choosing a fixed rate mortgage with a term of less than 5  years and any borrower choosing any variable rate mortgage product will have to qualify on a 5 year fixed mortgage rate.
The 5 year rate that the lenders must use in establishing affordability is the BANK of CANADA's 5 Year standardized rate which currently sits at 5.49%.  This rate will be posted weekly by the Bank of Canada.
 
The government has lowered the maximum amount Canadians can withdraw when refinancing their mortgages from 95 to 90 per cent.
 
We now also have been told that CMHC will only allow a 50% addback on rental property income and no longer allow the 80% direct offset that is currently allowed. This will affect clients who want to move to a new home and keep the current residence as a revenue property.
 
The current CMHC "Self Employed Stated Income" program is now only eligible for clients whose self employed tenure is less than 3 years.
 
These changes are in additional to those previously announced. They are aimed at preventing issues for borrowers once interest rates rise over the coming years. Should you have any questions regarding financing for your new home please contact me and I will either answer your questions or direct you to the right experts to do so.
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Tuscany bookswap is on tomorrow, Saturday March 13, at the Tuscany Club. Doors open at 10am.
If the bookswap is as popular as the biannual kids clothing and toy swap it will be a packed house.
 
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Come check out this great home at 42 Tuscany Meadows Heights NW.
 
This 4 bedroom home (3 upstairs and 1 downstairs), with over 2900 sq ft of living space on a quiet Tuscany street, backs onto walking paths and greenspace.  Have a look at the property details and I'll see you on Sunday.
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The past year has been a positive one for the outer NW Calgary communities. I've noticed it in recent conversations with folks visiting me at Open Houses or with clients looking to buy a new home. Folks are discovering the NW and are making their move north. Maybe it is the attraction of the ring road, the LRT expansion, the mountain views, the greenspace or maybe it is a move away from the Deerfoot. It all depends where you play and work in the end. An article back in the fall published by REIN Canada spoke to the positive impact transportation improvements would have on various communities. Time will tell if the numbers ring true, but I've had quite a few conversations with folks looking to move out this way. As well, I've spoken to very many that are already from Tuscany, Rocky Ridge, Royal Oak, etc and are looking for a larger home but refuse to leave their favorite community. I think the attitude is awesome as it speaks to the experiences and personal connections folks have out this way.  So to all the folks that shared their experiences and real estate hopes and dreams with me during my recent open houses, thank you for your trust and I look forward to seeing you again soon.

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The Calgary Real Estate Board (CREB) has published their monthly statistics package available to the general public.
 
I know quite a few of you that review the stats or at least have a look when you get serious about either selling or buying a home. I think that's great as it always shows me that you are serious, informed and understand what it takes to get edge in meeting your real estate goals. Once you get a general overview it is time to get into the details and understand how the statistics speak to your community, price range and type of property.
 
 
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OPEN HOUSE: Sat March 6. noon to 4pm.
 
This beautiful home, backing onto greenspace and pathways, is a short walking distance to Tuscany School and St. Basil's School. With a spacious fully finished basement including a 4th bedroom and full bath, this home  provides over 2900 sq ft of living space.  The bright main floor with hardwood flooring offers a spacious kitchen, large breakfast nook overlooking the backyard, a beautiful living area with built-ins and slate flooring, dining room with pocket doors as  well as a large laundry area which includes a sink. The walk thru pantry, large kitchen island, ample cabinet space and stainless/black appliances complete the package. Walking up stairs along the wood and iron spindle railings, you arrive at a large bonu s room on the way to 3 bedrooms and a main 4 piece bath and a 5 piece ensuite master bath. The master bedroom is very large with a sitting area that overlooks the backyard and greenspace. Add this quiet, well maintained home to your list of homes to see.
 
This home offers 3 bedrooms upstairs, 4 bedrooms total with 3.5 baths.
 
See you on Saturday. Check out the listing details and panorama tour.
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